You're not bad with money - you just never had a plan. 67% of young Canadians feel behind on their financial goals. We'll help you build the foundation that changes everything.
You're doing your best, but nobody taught you how to win the money game. Here's what's holding you back.
The average Canadian grad owes $28K. Between minimum payments and living costs, saving feels impossible.
Social media makes everyone look rich. Lifestyle pressure eats into every raise before you can save a cent.
TFSA or RRSP? Index funds or GICs? Crypto? There's so much conflicting advice you end up doing nothing.
Your peers seem to have it figured out. You're 30 with no savings and no plan - and every month that passes makes it worse.
Whether you're starting with a comprehensive financial plan, opening your first investment account, or getting the right coverage in place - we meet you where you are. No judgment, no jargon, just a clear path forward. Investment guidance and insurance are also available on their own if a full financial plan is not what you're looking for right now.
Understand where your money is actually going. We help you build a spending plan that lets you live well while saving consistently.
A prioritized plan to crush student loans and credit card debt - without giving up your life.
Break the spending habits that keep you stuck. Build new patterns that actually stick.
The most common question we get, and the answer depends on your income, timeline, and goals. We guide you through which accounts to open first and how much to put in each.
Set-it-and-forget-it savings and investment automation. Your money grows while you sleep - starting with small, regular contributions.
Disability and critical illness coverage are the most important protections at this life stage - they protect your income if you cannot work. Starting now locks in lower rates before any health changes.
Here's what starting early actually looks like.
Picture a 28-year-old earning $72K with $34K in student loans and no savings. The work: uncover real monthly cash flow, automate TFSA contributions, and build a debt elimination plan with an actual finish date. That's the difference between drifting and knowing exactly where you stand.
Not a test of what you have saved, and not a comparison to anyone else. A quick check on how much of your own situation you could explain.
We believe everyone deserves access to professional financial advice - not just the wealthy. DesignWealth's approach is designed specifically for those who are ready to start but need an accessible entry point.
See Full Pricing Details"I was embarrassed to talk to a financial planner at 27 with $30K in debt. DesignWealth made me feel like I was exactly where I should be - and gave me a real plan to get out. Best $70/month I spend."
"In 8 months, I went from zero savings to a fully funded emergency fund and $200/month going into my TFSA automatically. I actually feel in control of my money for the first time."
A one-hour discovery meeting costs you nothing. It could be the conversation that changes your entire financial trajectory. No pressure, no judgment - just clarity.
