Whether you want investments that work alongside a full financial plan or simply want your money in the hands of a team you can trust, DesignWealth provides investment guidance tailored to your situation. We work with clients at every stage. And we only recommend what we hold ourselves.
DesignWealth's investment philosophy has one rule that does not change: we only work with investments the team knows, researches, and holds personally. Nothing we would not put our own money, our family's money, or our friends' money in. That standard applies to every client at every stage.
For clients with a financial plan, investment guidance is woven directly into that plan. Every account, every contribution strategy, and every registered account decision works as one coordinated whole, reviewed semi-annually as part of the planning process.
For investment-only clients, the same standards apply. You work with the full DesignWealth team, receive guidance aligned to your goals and timeline, and have your account reviewed formally every two years. In the off year, we check in to make sure nothing significant has changed.
Book a Complimentary ConsultationEvery situation is different. Here's how we help at each stage.
Your investments are reviewed on a regular schedule. We update your Know Your Client profile and adjust your strategy as your life and goals evolve.
Which investments belong in your RRSP vs. TFSA vs. non-registered account? We optimize placement to minimize taxes and maximize growth.
Which to prioritize, how much to contribute, and when - including the new First Home Savings Account for first-time buyers. Tailored to your income bracket and life stage.
Maximize the Canada Education Savings Grant and build a plan for your children's education with the right investment mix for their timeline.
As retirement approaches, we help you build a withdrawal approach that sustains your nest egg through retirement while continuing to grow it, without taking on undue risk.
For Planning + Implementation clients, investments aren't a separate decision - they're how the plan you've built actually gets put to work.
We understand your life goals before discussing any investments. Your portfolio serves your plan, not the other way around.
We guide account setup, contribution strategies, and asset allocation - explaining everything in plain language.
Investment reviews are built into your service schedule. We monitor performance, update your KYC profile, and adjust strategy as your life evolves.
Your investments are always aligned with your tax strategy, insurance coverage, and broader financial plan.
Tax-free growth and flexible withdrawals - the foundation for most Canadians.
Tax-deferred growth with upfront deductions - ideal for higher-income years.
First Home Savings Account - tax-free savings toward your first home, combining the benefits of an RRSP and TFSA.
Education savings with government grants - up to $7,200 in free money per child.
Flexible investing beyond registered limits - with tax-efficient strategies.
A complimentary meeting to understand your situation, your goals, and whether DesignWealth is the right fit. No plan required. No pressure to commit.
